The worth of a 1944 Roosevelt dime composed of 90% silver is intrinsically linked to two primary factors: its silver content and its condition. These coins, minted during World War II, hold a precious metal value that fluctuates with the current market price of silver. Furthermore, the numismatic grade assigned to a particular specimen, ranging from Poor to Uncirculated, significantly impacts its desirability among collectors and, consequently, its monetary worth.
The intrinsic metal content provides a baseline valuation, shielding these coins from losing all monetary relevance. Beyond this base value, factors such as rarity (determined by mint marks and potential errors), preservation, and historical context contribute to appreciation. For example, a dime in pristine, uncirculated condition can command a substantially higher price than one showing significant wear and tear, attracting the attention of serious numismatists seeking to enhance their collections.