This refers to a specific type of health insurance plan offered, combining elements of metal tier categorization, plan type, and a network directory. The “standard silver” portion indicates the plan’s actuarial value, aiming for approximately 70% coverage of healthcare costs by the insurer. “HMO Blue Basic II” identifies the specific Health Maintenance Organization (HMO) plan offered, likely under the Blue Cross Blue Shield umbrella. The “list of providers” is the directory of physicians, specialists, and facilities that are in-network for this particular plan.
Access to an accurate and up-to-date provider list is crucial for individuals enrolled in this, or any, managed care plan. It allows members to identify participating healthcare professionals, ensuring they receive covered services at the lowest possible out-of-pocket cost. These directories can influence decisions regarding healthcare access and affordability, impacting both patient satisfaction and the overall cost-effectiveness of the plan. Historically, these lists were physical documents, but now are primarily available online, offering more frequent updates and advanced search capabilities.
